Find Out How Much I Can Afford to Buy a House with Mortgage Calculator

Before you meet with a lender to get mortgage prequalification, it’s a good idea to evaluate your personal financial situation and come up with a monthly payment range that you and your family can comfortably afford. You can use your current comfort level with your rent payment and look at your monthly income and expenses to estimate your own ideal mortgage payment. Don’t forget that when you become a homeowner your housing payment will include principal and interest, property taxes and homeowners’ insurance. If your down payment is less than 20 percent, you’ll need to pay private mortgage insurance. In addition, you may need to budget to pay homeowner association dues. Use this calculator to guesstimate your monthly mortgage payment, including taxes and insurance to find your own comfortable payment.

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