What is mortgage preapproval when buying a house in Arizona? As you search for a home, getting pre-approved for a mortgage can be an important step to take. It can be hard to shop for a home without knowing how much you can afford. Mortgage preapproval lets you shop smarter and make stronger offers. Let’s […]
First Time Home Buyer: Not All Lender are Same The first step in the home buying process should be talking to your lender for mortgage pre-qualification. Choosing the right lender can save you time, money and a lot of frustration in the long run. So how do you choose the lender that is best for […]
Things To Consider Before Refinancing Your Home Loan With the current mortgage rates in historic low, many homeowners are considering refinancing their home. Refinancing for the right reasons at the right time can be hugely beneficial for homeowners. Homeowners can take advantage of lower rates to decrease their monthly payment. This extra money could go […]
Should You Get a FHA or Conventional Loan? If you are in the process of buying a home in Arizona, you probably notice there are different loans program to choose from. The two most popular options for first-time home buyers are conventional and FHA loans. Each loan comes with a different set of qualifications, benefits […]
2021 FHA loan limit in Arizona Increase about 7.4 Percent The department of Housing Urban Development (HUD) announced an increase FHA loan limit in Arizona for 2021. Starting 1/1/2021, the new 2021 FHA loan limit in Arizona for single-family properties in Maricopa county will be $381,347, up about 7.4% from $331,760 in 2020. This means […]
2021 Conventional Loan Limit Increase about 7.5 Percent Starting 1/1/2021, the 2021 conventional loan limit in Arizona Maricopa County for single-family properties will be $548,250, increased about 7.5% from up from $510,400 in 2020. This means first time home buyers using (3% down payment) can buy at a maximum purchase price of about $565,200! This […]
What Type of Mortgage Loan Is Best for Me When you are in the process of buying a home, odds are you should be shopping for mortgage loans as well. In today’s market, there is no one mortgage fits all model. Where you live, how long you plan to stay put, and other variables can […]
Lender Checklist: What You Need When Applying for a Mortgage When you apply for a home loan you will need to provide your lender number of documents. These documents verify a number of facts about your life, from your income to your debts and beyond. Here is mortgage loan documents checklist will help you prepare […]
10 Questions to Ask Lenders when Shopping for Mortgage When buying a home, selecting a mortgage lender is one of the big decision. Doing your research and asking questions is important when looking for a mortgage lender. Not all lenders are the same, always ask questions of your potential mortgage lender and understand as much […]
2020 Conventional Loan Limit in Arizona by county Starting 1/1/2020, the 2020 Conventional loan limit in Arizona Maricopa County for one-unit homes will be $510,400, up from $484,350 in 2019. This means First time home buyers using (3% down payment) can buy at a maximum purchase price of $526,185! This is great news for Arizona […]
My commitment to my clients is to ensure your home buying or selling experience are the most rewarding, most cost & time efficient and as stress free process as possible, while maintaining a professional and ethical business.
