How to Buy a House with Bad Credit? Buying a house with bad credit or low credit score can be challenging, but it’s not impossible. Buying a house requires having money for a down payment, a solid credit profile and a steady income. You will also need to meet the lender’s minimum credit score requirements. […]
FHA Appraisal Checklist with FHA Loan If you are using a FHA loan to buy a house, one of the contingency is the property must pass a FHA appraisal. The FHA appraisal has 2 jobs: to determine the current market value of the property and the to make sure the house meet certain safety standards […]
What is mortgage preapproval when buying a house in Arizona? As you search for a home, getting pre-approved for a mortgage can be an important step to take. It can be hard to shop for a home without knowing how much you can afford. Mortgage preapproval lets you shop smarter and make stronger offers. Let’s […]
Why Days on Market is Important in Real Estate? Understanding local housing market trends is an important whether you are buying or selling a home. One important data in real estate is how many days the property has been on the market, known as days on market or DOM. Along with home prices, days on […]
First Time Home Buyer: Not All Lender are Same The first step in the home buying process should be talking to your lender for mortgage pre-qualification. Choosing the right lender can save you time, money and a lot of frustration in the long run. So how do you choose the lender that is best for […]
What you need to know about buying a home with septic system Septic systems are underground wastewater treatment structures, commonly used in rural areas without centralized sewer systems. They use a combination of nature and technology to treat wastewater from household plumbing produced by bathrooms, kitchen drains, and laundry. Homes with septic system are pretty […]
Should you use an local mortgage lender or out of state or online lender when buying a home in Arizona? As more and more people are relocating to Phoenix, I always get to ask by out of state home buyer, can I use my lender in my current town? In other word, buyers from California […]
Tips For Competing in Hot Sellers Market and Multiple Offers In a strong real estate market, the fear of having to compete with multiple offers might deter some homebuyers from making an offer on their dream house. No buyer wants to be caught off guard buying in a seller’s market, where the buyers outnumber the […]
What you need to know about the Arizona Pre-Qualification Form when buying a home in Arizona? One of the form use when making offer buying a house is Arizona Mortgage Pre-Qualification Form (PQF), unless you will be paying cash for the house. This pre-qualification form will be a key component of any purchase offer and […]
Things to Avoid Doing Escrow When Buying a Home in Arizona After weeks or months of searching and finally found your dream home and your offer accepted by seller. Escrow is opened, you or your buyer agent deposited the earnest money to title company and now you are in escrow process. You likely think you’ve […]
My commitment to my clients is to ensure your home buying or selling experience are the most rewarding, most cost & time efficient and as stress free process as possible, while maintaining a professional and ethical business.
